Available Benefit Plan Options






Employee Benefits Designed FOR Contractors BY Contractors:

  • Competitive rates with quality benefit offerings
  • COBRA administration included
  • $25,000 employee life and $125/week short-term disability included in plans
  • Employee assistance program included in all plans
  • Blue Cross of Idaho network of doctors for medical coverage
  • World-wide medical coverage through the BlueCard network
  • Underwritten by financially stable carriers
  • Vision and dental coverage can be added for a deluxe plan
  • Delta Dental of Idaho Premier and PPO nationwide network for dental coverage
  • Vision Service Plan nationwide network for vision coverage
  • Responsive statewide service and administration by dedicated Idaho AGC staff
  • Assurance that federal and state compliance standards are met
  • Affordable Care Act compliant
  • HIPAA compliant
  • Simplified single invoice for all lines of coverage

Choose From Five Medical Plans:

  • Basic Plans:  These plans includes comprehensive medical and prescription drug coverage through Blue Cross of Idaho, life insurance coverage of $25,000 per employee, $5,000 for spouse and $5,000 for dependent(s), AD&D, and $125/week short-term disability coverage through Lincoln Financial Group as well as 3 free employee assistance program visits for all family members through BPA Health. 
  • Deluxe plans - These plans includes all of the “Basic Plan” services plus dental benefits through Delta Dental of Idaho and vision benefits through Vision Service Plan (VSP). 


2018 Health Plan Options

$1,000 Deductible PPO Plan

$1,500 Deductible PPO Plan

$2,500 Deductible PPO Plan

$3,000 Deductible PPO Plan

$3,000 High Deductible Plan

$4,500 Deductible PPO Plan


This coverage is not insurance and the Idaho AGC Self-Funded Benefit Trust does not participage in the State Guaranty Association.

The information outlined above is a summary only. Please refer to the policy for complete benefits, exclusions, limitations and other general provisions. To learn more about the selecting an AGC Health Plan option or to obtain a list of brokers, contact the Idaho AGC at (208) 344-9755.


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