Health Plan

 

A Trusted Health Plan Partner for the Commercial Construction Industry

Put your Idaho AGC membership and Idaho AGC Health Plan to work for you and your employees. Since 1986, the Idaho AGC Health Plan has offered stable and secure health care benefits to all Idaho AGC members. We work closely with federal and state regulators to ensure our plan meets all requirements and provides the best possible value for our members. We take the burden off your shoulders by ensuring the AGC plan benefits are compliant with the rapidly changing insurance landscape.

The Idaho AGC Health Plan is a leader of Idaho association health programs, offering:

  • Comprehensive benefits at competitive rates
  • A range of medical plans with deductibles ranging from $1000 to $3,000
  • Office copayments for doctor office visits
  • Selection of two prescription drug plans
  • An expansive list of preventive benefits covered with no out-of-pocket expense
  • A vast network of participating providers through Blue Cross of Idaho
  • World-wide medical coverage through the Blue Card network
  • Financially underwritten by stable carriers, Blue Cross of Idaho, Delta Dental and Vision Service Plan.
  • The option to add dental and vision benefits to the medical plan
  • Delta Dental of Idaho Premier and nationwide PPO network for dental coverage
  • Vision Service Plan nationwide network for vision coverage
  • $25,000 life benefit, AD&D, and $125 per week short-term disability through Lincoln Financial Group included with medical
  • COBRA administration provided for no additional cost
  • Knowledgeable, friendly, and responsive customer service for employers and employees
  • One source billing for medical, dental, vision, life and disability benefits, and EAP
  • Hour bank administration available
  • HIPAA complaint
  • Fully compliant with the Affordable Care Act (ACA) requirements
  • Health Plan newsletters with articles applicable to employers and employees
  • Advocates for employers and employees and a partner of the construction industry
  • Friendly, personalized customer service

Employer Group Qualifications

  • Two or more qualified employees
  • 75% participation by employees
  • Commercial construction related business or wish to have a large market share in the commercial construction industry
  • Must be an enrolled member of the Idaho AGC

Note: The Idaho AGC Self-Funded Benefit Trust Group Health Plan self-insures the medical, dental, and vision coverage is not considered insurance. The plan does not participate in the state guarantee association.

Explore the links below to learn about the Idaho AGC Health Plan benefits, to obtain a free no-obligation quote, download forms and much more.

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